Online Giving

Giving

Stewardship at Pennington Presbyterian Church

“They are like trees planted by streams of water, which will yield their fruit in its season, and their leaves will never wither.” Psalm 1:3

At Pennington Presbyterian Church we believe stewardship is primarily an act of praise and thanksgiving. While the breadth of our ministry is dependent on the generosity of our donors, our tithes and offerings are given in faithful response to the love and grace of God.

During each worship service, we offer our response to the gifts that God has given us. Our offerings are used to support our mission and outreach, our worship life, our educational ministries and all programs of the church.


Index:

Giving

It is possible to give to the church in a variety of ways:

  • Checks and cash for the offering plate for dedication as part of Worship during every service.

  • Checks mailed to the church office

  • Scheduled e-checks sent to the church via a bank account

  • Credit card or bank account debit via Online Giving

DONATE

(Transfers of stock.  Be sure to notify Church Treasurer John Coats, johncoats1@hotmail.com, to ensure such gifts are properly credited.)

 

 

Annual Stewardship 

Our annual stewardship campaign to support the mission and ministries of Pennington Presbyterian Church. We thank the many supporters who have already made a commitment for 2020.

If you have not already done so, please see below for how you can submit your pledge. We are grateful for God’s abundance and the faithful generosity of God’s people here at Pennington.

For more information on stewardship at Pennington, please contact Church Treasurer John Coats, johncoats1@hotmail.com, 609-957-0187.

Make a pledge

Pledges may be submitted by using the pledge form mailed to you or by picking up a blank form from the church office.

Per Capita donations

The denomination’s per capita cost for 2020 is $34.50 per member (for each confirmed youth and adult). Please consider donating your per capita to help offset this substantial fee we are obligated to pay annually as a connected member of the Presbyterian Church (U.S.A.). These essential donations underwrite the work of the national General Assembly, the regional Synod of the Northeast, and the local Presbytery of New Brunswick.


 

Giving Online 

Give now through the convenience of secure online giving is available through the Pennington Presbyterian web site. Click below to log in or to create a login if you do not already have one.

DONATE

  • First, use a login you have already created or create a login

  • Select a fund for your contribution(e.g. Operating Fund, Memorial Fund)

  • Donate on a one-time or recurring basis at your discretion. Since online donations incur processing fees of 2%, please consider increasing your gift accordingly to help defray this direct expense.

If you have any questions about online giving, please contact Church Treasurer John Coats, johncoats1@hotmail.com, 609-957-0187.


 

Planned Giving & Bequests

For over 300 years God has blessed the Pennington Presbyterian Church with a faithful, generous congregation.  In addition to annual pledges, a lesser known, but very important way we support the church’s day-to-day work and special ministries has been income generated by our church’s endowment. 

Our endowment is established to receive donations and estate gifts from members and friends.  Your endowment gift:

  • May continue in perpetuity the funding of meaningful projects through investment returns, or utilized right away depending how one designates

  • Enriches the church’s mission and ministry beyond the annual budget

  • Is prudently invested in New Covenant mutual funds (affiliated with the Presbyterian Church USA)

  • Is recognized and celebrated with the church’s “Legacy Circle.” Contact the church office for a Legacy Circle booklet with details.

These types of gifts, also known as “planned or legacy giving,” demonstrate one’s belief that we are only temporary guardians of the gifts entrusted to us by God.  It expresses gratitude for the generosity of the saints before us and declares to current and future generations the importance of our faith and trust in our Lord and Savior, Jesus Christ.

Prayerfully consider arranging for a legacy gift now

A gift of any type and size is significant, and the best gift is whatever may be appropriate for you.

You may wish to:

  • Memorialize a family member or loved one

Please see various examples below of ways to do so.

  • Include Pennington Presbyterian Church in your will

Leave a lasting memorial by giving assets to the church upon your passing.  There are many options that can provide meaningful tax advantages such as (but not limited to): IRA distributions to the church, charitable trusts, annuities and donations of appreciated assets.  Any such actions should be made in consultation with a professional advisor.

  • Join the church’s Legacy Circle

If you have already included the church in your legacy giving plans, or if you wish to further explore your options for legacy giving, please email office@pennpres.org or call the Church Office at (609-737-1221).  A fellow member of the church serving as a Legacy Giving Navigator will be in touch with you, provide additional information, and provide you a Legacy Giving Letter of Intent form to fill out and return to the church.


 

Examples of Planned Giving

  • Gifts of Cash

The simplest way you can contribute to Pennington Presbyterian Church is to make an outright gift of cash, the full amount of which may qualify as an income tax deduction.

  • Gifts of Appreciated Securities

Giving long-term appreciated securities provides two income tax benefits: no capital gains tax is imposed on the appreciated portion of the gift, and you may claim an income tax charitable deduction based on the stock’s fair market value at the time the gift is made.

Because you can avoid the capital gains tax, it is always more advantageous to contribute appreciated securities directly rather than selling the securities and donating the proceeds.

  • Other Outright Gifts

A gift of real estate may consist of full or partial ownership interest in almost any type of real property: residence, vacation home, farm, commercial property, or undeveloped land. As with securities, a gift of real estate can generate an income tax charitable deduction and may provide you a capital gains tax savings.

You may also give items of marketable, tangible personal property such as works of art or antiques.


 

Deferred Ways to Give

  • Bequests

You are encouraged to include a bequest gift to the church in your will. This can be a percentage or a specific portion of your estate. You may also designate the church as the beneficiary of your IRA or a portion of your IRA.

  • Gift Annuities

You can make a gift of cash or securities to create a Charitable Gift Annuity and in return receive a fixed annual income for life. The amount of the annuity paid to you and the amount of the income tax charitable deduction depends on your age at the time of the gift.

  • Charitable Remainder Trusts (Unitrusts and Annuity Trusts)

A unitrust pays a variable amount of income to you and/or a designated beneficiary. An annuity trust pays a fixed annual income. In each case, after the death of the beneficiary, Pennington Presbyterian receives the remainder. These trusts provide the donor tax savings, asset diversification, and income for life.

  • Charitable Lead Trusts

You can make a gift by placing assets in a trust which provides that trust income be paid to the church for a term of years. When the trust terminates, the principal can revert to you or your designated beneficiaries, typically children or grandchildren. The charitable lead trust can offer significant gift and estate tax savings.

  • Gifts of Life Insurance

An insurance policy may be an attractive asset to designate as a gift. Contributing ownership of a fully paid-up life insurance policy can enable you to make a larger gift and obtain favorable tax benefits.